Creative Real Estate Financing

    We buy homes differently than everyone else.

    Buasa REI specializes in Subject-To and Owner Financing acquisitions nationwide. Full price offers. Fast closes. No surprises.

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    5.0 Rating from 1,985 reviews — Trusted by agents nationwide

    0+

    Deals Closed

    0

    States Covered

    7–14

    Days to Close

    0%

    Commission Protected

    Why Buasa REI

    Built for agents who need certainty.

    We know agents need deals that actually close. Here is what working with Buasa REI looks like.

    Fast Close Guaranteed

    We close in 10 to 14 business days every time. No financing contingencies. No appraisal delays. No bank drama.

    Full Price Offers

    We structure deals that get sellers their full asking price through creative financing, protecting your commission.

    Full Transparency

    Our contracts include and/or assigns language. Disclosed upfront in every LOI and never changes your seller's terms.

    As-Is Every Time

    We never ask for repairs, credits, or price reductions after signing. What we offer is what we pay. Simple and clean.

    Corporate Headquarters

    Based out of 312 W 2ND ST UNIT A1544, CASPER, WY 82601. We bring local expertise with national reach.

    100+ Deals Proven

    We have closed over 100 transactions using this exact structure. Ask us for references. We close what we commit to.

    Our Strategies

    Two ways we create deals others can't.

    While most investors lowball and walk away, we structure creative solutions that work for sellers, agents, and our group.

    01
    Subject-To

    We take over the mortgage. Seller walks away clean.

    The seller's existing mortgage stays in place. We take over the payments and give the seller cash at closing. No payoff needed. No traditional financing required.

    • Seller receives cash at closing
    • Mortgage obligation lifted immediately
    • No repairs or inspections required
    • Close in 7 to 14 business days
    • Best for recent buyers with low equity
    • Homes built 2018 to 2024
    Modern Architecture
    Luxury Interior
    02
    Owner Financing

    Seller becomes the bank. Earns monthly income.

    For sellers with high equity or free and clear properties, we structure owner financing deals that create passive monthly income and avoid capital gains tax events.

    • Seller earns monthly interest income
    • Defer or avoid capital gains exposure
    • Flexible terms negotiated directly
    • No bank or lender involvement
    • Best for long term owners
    • High equity or free and clear only

    Simple Process

    How we close deals

    1

    Submit the Deal

    Agent submits listing details through our simple form

    2

    We Review Fast

    Our team reviews within 24 hours and responds

    3

    Sign Agreement

    We execute the Purchase and Sale Agreement

    4

    Close the Deal

    Our group closes in 7 to 14 days. Commission paid.

    Track Record of Excellence

    100+ deals closed.
    Every single one.

    We don't just structure deals; we deliver outcomes. Explore a sample of our recent successful acquisitions across the United States.

    Subject-To
    Verified Closed

    Houston, TX

    Harris County · Single Family

    Purchase Price
    $287,000
    Year Built
    2021
    Days to Close
    11 Days
    Rate Assumed
    3.25%
    Asset Verified
    Owner Financing
    Verified Closed

    Atlanta, GA

    Fulton County · Single Family

    Purchase Price
    $425,000
    Owner Equity
    Free & Clear
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Phoenix, AZ

    Maricopa County · Single Family

    Purchase Price
    $312,000
    Year Built
    2020
    Days to Close
    9 Days
    Rate Assumed
    2.875%
    Asset Verified
    Subject-To
    Verified Closed

    Orlando, FL

    Orange County · Single Family

    Purchase Price
    $358,000
    Year Built
    2022
    Days to Close
    12 Days
    Rate Assumed
    3.5%
    Asset Verified
    Owner Financing
    Verified Closed

    Charlotte, NC

    Mecklenburg County · Single Family

    Purchase Price
    $510,000
    Owner Equity
    65% Equity
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Nashville, TN

    Davidson County · Single Family

    Purchase Price
    $398,000
    Year Built
    2019
    Days to Close
    10 Days
    Rate Assumed
    3.125%
    Asset Verified
    Subject-To
    Verified Closed

    Dallas, TX

    Dallas County · Single Family

    Purchase Price
    $312,500
    Year Built
    2022
    Days to Close
    8 Days
    Rate Assumed
    3.0%
    Asset Verified
    Owner Financing
    Verified Closed

    Austin, TX

    Travis County · Single Family

    Purchase Price
    $549,000
    Owner Equity
    Free & Clear
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Tampa, FL

    Hillsborough County · Single Family

    Purchase Price
    $289,000
    Year Built
    2020
    Days to Close
    11 Days
    Rate Assumed
    2.75%
    Asset Verified
    Subject-To
    Verified Closed

    Las Vegas, NV

    Clark County · Single Family

    Purchase Price
    $418,000
    Year Built
    2021
    Days to Close
    9 Days
    Rate Assumed
    3.375%
    Asset Verified
    Owner Financing
    Verified Closed

    Denver, CO

    Denver County · Single Family

    Purchase Price
    $672,500
    Owner Equity
    72% Equity
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Seattle, WA

    King County · Single Family

    Purchase Price
    $598,000
    Year Built
    2019
    Days to Close
    10 Days
    Rate Assumed
    2.99%
    Asset Verified
    Subject-To
    Verified Closed

    Portland, OR

    Multnomah County · Single Family

    Purchase Price
    $445,000
    Year Built
    2018
    Days to Close
    12 Days
    Rate Assumed
    3.125%
    Asset Verified
    Owner Financing
    Verified Closed

    Chicago, IL

    Cook County · Single Family

    Purchase Price
    $375,000
    Owner Equity
    58% Equity
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Jacksonville, FL

    Duval County · Single Family

    Purchase Price
    $298,000
    Year Built
    2023
    Days to Close
    8 Days
    Rate Assumed
    3.5%
    Asset Verified
    Subject-To
    Verified Closed

    San Antonio, TX

    Bexar County · Single Family

    Purchase Price
    $265,000
    Year Built
    2021
    Days to Close
    7 Days
    Rate Assumed
    3.25%
    Asset Verified
    Owner Financing
    Verified Closed

    Columbus, OH

    Franklin County · Single Family

    Purchase Price
    $342,000
    Owner Equity
    45% Equity
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Indianapolis, IN

    Marion County · Single Family

    Purchase Price
    $248,000
    Year Built
    2020
    Days to Close
    9 Days
    Rate Assumed
    3.0%
    Asset Verified
    Owner Financing
    Verified Closed

    Miami, FL

    Miami-Dade County · Single Family

    Purchase Price
    $725,000
    Owner Equity
    Free & Clear
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Raleigh, NC

    Wake County · Single Family

    Purchase Price
    $412,000
    Year Built
    2021
    Days to Close
    10 Days
    Rate Assumed
    3.125%
    Asset Verified
    Subject-To
    Verified Closed

    Memphis, TN

    Shelby County · Single Family

    Purchase Price
    $198,000
    Year Built
    2019
    Days to Close
    8 Days
    Rate Assumed
    3.375%
    Asset Verified
    Owner Financing
    Verified Closed

    Louisville, KY

    Jefferson County · Single Family

    Purchase Price
    $289,000
    Owner Equity
    62% Equity
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Baltimore, MD

    Baltimore County · Single Family

    Purchase Price
    $335,000
    Year Built
    2020
    Days to Close
    12 Days
    Rate Assumed
    2.99%
    Asset Verified
    Subject-To
    Verified Closed

    Milwaukee, WI

    Milwaukee County · Single Family

    Purchase Price
    $224,000
    Year Built
    2018
    Days to Close
    9 Days
    Rate Assumed
    3.25%
    Asset Verified
    Owner Financing
    Verified Closed

    Albuquerque, NM

    Bernalillo County · Single Family

    Purchase Price
    $315,000
    Owner Equity
    Free & Clear
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Tucson, AZ

    Pima County · Single Family

    Purchase Price
    $272,000
    Year Built
    2021
    Days to Close
    10 Days
    Rate Assumed
    3.0%
    Asset Verified
    Subject-To
    Verified Closed

    Fresno, CA

    Fresno County · Single Family

    Purchase Price
    $389,000
    Year Built
    2020
    Days to Close
    11 Days
    Rate Assumed
    3.125%
    Asset Verified
    Owner Financing
    Verified Closed

    Sacramento, CA

    Sacramento County · Single Family

    Purchase Price
    $528,000
    Owner Equity
    55% Equity
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Kansas City, MO

    Jackson County · Single Family

    Purchase Price
    $258,000
    Year Built
    2022
    Days to Close
    8 Days
    Rate Assumed
    3.5%
    Asset Verified
    Subject-To
    Verified Closed

    Omaha, NE

    Douglas County · Single Family

    Purchase Price
    $312,000
    Year Built
    2019
    Days to Close
    9 Days
    Rate Assumed
    3.25%
    Asset Verified
    Owner Financing
    Verified Closed

    Tulsa, OK

    Tulsa County · Single Family

    Purchase Price
    $245,000
    Owner Equity
    Free & Clear
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Minneapolis, MN

    Hennepin County · Single Family

    Purchase Price
    $398,000
    Year Built
    2021
    Days to Close
    10 Days
    Rate Assumed
    2.875%
    Asset Verified
    Subject-To
    Verified Closed

    Wichita, KS

    Sedgwick County · Single Family

    Purchase Price
    $218,000
    Year Built
    2020
    Days to Close
    8 Days
    Rate Assumed
    3.0%
    Asset Verified
    Owner Financing
    Verified Closed

    Arlington, TX

    Tarrant County · Single Family

    Purchase Price
    $365,000
    Owner Equity
    68% Equity
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    New Orleans, LA

    Orleans Parish · Single Family

    Purchase Price
    $275,000
    Year Built
    2018
    Days to Close
    11 Days
    Rate Assumed
    3.375%
    Asset Verified
    Subject-To
    Verified Closed

    Cleveland, OH

    Cuyahoga County · Single Family

    Purchase Price
    $189,000
    Year Built
    2019
    Days to Close
    9 Days
    Rate Assumed
    3.125%
    Asset Verified
    Owner Financing
    Verified Closed

    St. Louis, MO

    St. Louis County · Single Family

    Purchase Price
    $298,000
    Owner Equity
    Free & Clear
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Stockton, CA

    San Joaquin County · Single Family

    Purchase Price
    $445,000
    Year Built
    2022
    Days to Close
    12 Days
    Rate Assumed
    3.0%
    Asset Verified
    Subject-To
    Verified Closed

    Pittsburgh, PA

    Allegheny County · Single Family

    Purchase Price
    $265,000
    Year Built
    2020
    Days to Close
    10 Days
    Rate Assumed
    2.99%
    Asset Verified
    Owner Financing
    Verified Closed

    Anchorage, AK

    Anchorage Borough · Single Family

    Purchase Price
    $485,000
    Owner Equity
    50% Equity
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Henderson, NV

    Clark County · Single Family

    Purchase Price
    $432,000
    Year Built
    2021
    Days to Close
    9 Days
    Rate Assumed
    3.25%
    Asset Verified
    Subject-To
    Verified Closed

    Greensboro, NC

    Guilford County · Single Family

    Purchase Price
    $287,000
    Year Built
    2019
    Days to Close
    8 Days
    Rate Assumed
    3.0%
    Asset Verified
    Owner Financing
    Verified Closed

    Plano, TX

    Collin County · Single Family

    Purchase Price
    $512,000
    Owner Equity
    75% Equity
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Lincoln, NE

    Lancaster County · Single Family

    Purchase Price
    $298,000
    Year Built
    2022
    Days to Close
    10 Days
    Rate Assumed
    3.125%
    Asset Verified
    Subject-To
    Verified Closed

    Buffalo, NY

    Erie County · Single Family

    Purchase Price
    $215,000
    Year Built
    2020
    Days to Close
    11 Days
    Rate Assumed
    2.875%
    Asset Verified
    Owner Financing
    Verified Closed

    Fort Wayne, IN

    Allen County · Single Family

    Purchase Price
    $265,000
    Owner Equity
    Free & Clear
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Chandler, AZ

    Maricopa County · Single Family

    Purchase Price
    $478,000
    Year Built
    2021
    Days to Close
    9 Days
    Rate Assumed
    3.375%
    Asset Verified
    Subject-To
    Verified Closed

    Madison, WI

    Dane County · Single Family

    Purchase Price
    $385,000
    Year Built
    2022
    Days to Close
    10 Days
    Rate Assumed
    3.0%
    Asset Verified
    Owner Financing
    Verified Closed

    Laredo, TX

    Webb County · Single Family

    Purchase Price
    $235,000
    Owner Equity
    Free & Clear
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Scottsdale, AZ

    Maricopa County · Single Family

    Purchase Price
    $625,000
    Year Built
    2020
    Days to Close
    12 Days
    Rate Assumed
    2.99%
    Asset Verified
    Subject-To
    Verified Closed

    Richmond, VA

    Henrico County · Single Family

    Purchase Price
    $342,000
    Year Built
    2021
    Days to Close
    9 Days
    Rate Assumed
    3.25%
    Asset Verified
    Owner Financing
    Verified Closed

    Baton Rouge, LA

    East Baton Rouge · Single Family

    Purchase Price
    $298,000
    Owner Equity
    60% Equity
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Salt Lake City, UT

    Salt Lake County · Single Family

    Purchase Price
    $495,000
    Year Built
    2022
    Days to Close
    11 Days
    Rate Assumed
    3.125%
    Asset Verified
    Subject-To
    Verified Closed

    Des Moines, IA

    Polk County · Single Family

    Purchase Price
    $278,000
    Year Built
    2019
    Days to Close
    8 Days
    Rate Assumed
    3.0%
    Asset Verified
    Owner Financing
    Verified Closed

    Spokane, WA

    Spokane County · Single Family

    Purchase Price
    $365,000
    Owner Equity
    Free & Clear
    Days to Close
    14 Days
    Terms
    Seller Financed
    Asset Verified
    Subject-To
    Verified Closed

    Tacoma, WA

    Pierce County · Single Family

    Purchase Price
    $425,000
    Year Built
    2021
    Days to Close
    10 Days
    Rate Assumed
    2.875%
    Asset Verified

    Ready to be our next success story?

    Submit Your Listing Today

    Agent Success Stories

    Trusted by top agents nationwide

    "Buasa REI saved a deal I thought was dead. My seller had been on the market for 4 months. They structured a Subject-To and we closed in 11 days. Commission paid in full."

    Sarah Johnson

    Sarah Johnson

    Listing Agent, Keller Williams

    Subject-To · Houston, TX

    "I was skeptical about creative financing. After working with Buasa REI on two deals, I now send them every listing that sits too long. They close what they promise."

    Marcus Rivera

    Marcus Rivera

    Senior Broker, RE/MAX Elite

    Subject-To · Phoenix, AZ

    "My seller didn't want a lump sum for tax reasons. Buasa REI set up owner financing, gave him monthly income, and we closed without a single issue. Professional team."

    Denise Thompson

    Denise Thompson

    Realtor, Coldwell Banker

    Owner Financing · Atlanta, GA

    "Transparency was key. The and/or assigns clause was disclosed immediately. My seller understood everything. Closed on time. My commission was there at closing."

    Roberto Castillo

    Roberto Castillo

    Team Lead, Sotheby's Realty

    Owner Financing · Charlotte, NC

    "Buasa REI took a listing that had 3 price reductions and a frustrated seller off my hands in under two weeks. No repairs, no renegotiating. They said 10 days and it was 10 days."

    Linda Park

    Linda Park

    Associate Broker, eXp Realty

    Subject-To · Nashville, TN

    Obrist Buasa

    Meet the Founder

    Obrist Buasa

    Founder of Buasa REI

    obuasa@buasarei.com

    Obrist Buasa founded Buasa REI with a vision to simplify real estate transactions through creative financing. Based in Fort Worth, Obrist brings a strong background in business with a Bachelor's degree from UTA.

    Since 2016, he has been actively investing in real estate, helping homeowners and agents find solutions where traditional methods fall short. His commitment to transparency and speed has made Buasa REI a trusted partner for sellers nationwide.

    Common Questions

    Everything you need to know

    Creative financing demystified. Clear answers to the questions agents and sellers ask most.

    Subject-To

    What exactly is Subject-To financing?

    Subject-To is a way of purchasing real estate where the buyer takes over the seller's existing mortgage payments. The mortgage stays in the seller's name, but the deed is transferred to the buyer. This allows for a fast closing without the need for new bank qualifying.

    Owner Financing

    How does Owner Financing benefit me as a seller?

    Owner financing allows you to become the bank. Instead of receiving a single lump sum and a potentially large tax bill, you receive monthly principal and interest payments. This creates passive income and can often help you achieve a higher overall sales price.

    Subject-To

    Will my credit be affected by a Subject-To deal?

    It can actually help. As we make consistent, on-time payments on your existing mortgage, that positive payment history is reported under your name, which can potentially improve your credit score over time.

    Process

    How fast can Buasa REI close on a property?

    Since we don't rely on traditional bank appraisals or loan approvals, we can typically close within 7 to 14 business days once we have a signed agreement. No financing contingencies, no delays.

    Process

    Do I need to make any repairs before selling?

    No. We buy all properties in as-is condition. You don't need to pick up a paintbrush or hire a contractor. We handle everything after the closing. What we offer is what we pay.

    Legal

    Is creative financing legal?

    Yes, absolutely. Subject-To and Owner Financing are standard real estate practices used for decades. All our transactions are handled through professional title companies and attorneys to ensure everything is documented correctly and legally.

    Agents

    What happens to the real estate agent's commission?

    We value our agent partners deeply. Agent commissions are protected and paid at the closing table on every deal. We often contribute to the commission costs to make the deal work for everyone involved.

    Properties

    What types of properties do you look for?

    We focus primarily on single-family residential homes nationwide, especially those built between 2018 and 2024 with low-interest assumable mortgages, and high-equity or free-and-clear properties for owner financing.

    Subject-To

    What if payments stop on a Subject-To deal?

    We use professional third-party servicing companies to handle payments, ensuring full transparency for all parties. Our contracts include seller protections, and our track record of 100+ closed deals demonstrates our commitment to every transaction.

    Process

    How do I get started with a submission?

    Simply click the Submit a Deal button found throughout our site. Fill out the basic property details and our team will review the information and respond within 24 hours on business days.

    Still have questions?

    Our team responds within 24 hours on business days.

    Submit a Deal

    Have a listing sitting on the market too long?

    Let Buasa REI find a creative solution for your seller. We respond within 24 hours and close in 7 to 14 days. Your commission is always protected.

    Submit a Deal TodayNo obligation. 24 hour response.